Use Your Deductible Before the Year Is Over

Posted in General on August 9, 2019

It’s the nearing the end of the year and there’s still plenty of planning to do to ensure your family is financially stable, happy, and healthy. Vein health is just as important as any other aspect, oftentimes more so, so don’t take it for granted and use your deductible! It’s estimated that as much as 30% of people who pay for health insurance don’t realize they’ve met they’re deductible and that potential paid money goes to waste. This is similar to winning the lotto but not cashing in. Use your benefits to the fullest extent!

Know Your Plan Details

By now you are probably well aware of how your health insurance plan works. You can figure out what it covers, how much you’ll pay out of pocket, and what your deductible is. If you can’t find out, call the number on your insurance card and they’ll tell you all you need to know! The old saying, “knowing is half the battle” is fitting here. As far as health plan coverage, this is vastly understated. Having a working knowledge of your insurance plan can be akin to money in the bank. As the year progresses, it can definitely benefit you. The ultimate goal is to use all of your benefits and then some. If you don’t use them, you will lose them.

Dr. Ford talking to a patient

Make Appointments Now

Between the free vein screenings and the consultations (both cosmetic and comprehensive), if you act now, you should have no problem scheduling your appointments and procedures. At this point, the longer you wait, the slimmer your chances of having all of your vein work done before the end of the year. If your plan offers HSA, you may be able to use that to pay out-of-pocket expenses and even medical expenses, tax-free. Again, this all depends on your plan and what your limits are.

Deductibles

The majority of health and wellness benefit programs carry a deductible that is set at a specific amount. This is the amount you must pay before your full coverage of insurance kicks in. Your plan will inform you how exactly that works and what it takes to reach it. Most plans vary, so go in knowing how your deductible works so that you can best exploit it. Be sure that you make sure that Vascular Solutions accepts your plan. Specific medical insurance may apply your deductible to all procedures at our office, while some might only apply your deductible to necessary treatments, check with your insurance beforehand.

Use Your Benefits Before the Year Is Over

As someone who knows how much it costs to ensure you and your family, you should know what you’re missing if you don’t use it to the fullest. The fall and winter are optimal times for patients to have elective and medically necessary procedures carried out, as they can prove to be quite costly if you wait until after the new year. Take advantage of every benefit your health coverage allows!

To sign up for a free vein screening, click here.

To request a cosmetic consultation, click here.

To request a comprehensive evaluation, click here.

Or, call us at 704-544-7535

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